There’s no escaping the cost of organising a funeral these days. Prices have increased across the country, but there are some areas where holding a funeral is considerably more expensive than others.
This is according to research carried out by Beyond, the funeral price comparison site. The organisation revealed that the cost of the average funeral in the UK has climbed by 33 per cent in the past two years.
It took into account the 70:30 ratio of cremations to burials when calculating the average expenses. Covered in the average cost of a funeral were the funeral director’s fee, a basic wooden veneer coffin, urn, flowers, celebrant or minister, hearse and one limousine and the fees charged for a burial plot or cremation.
The Guardian reported that the average cost of a funeral in the UK now stands at £4,241. However, in some places this can rise to over £5,000.
In fact, Watford was named as the most expensive place in the country to organise a funeral, with costs here averaging £5,814.
Also in the top five for funeral expenses were London, Redhill and Guildford in Surrey, and Liverpool.
The Evening Standard revealed that in the top seven most expensive places for funerals, average costs come out at over £5,000.
Derby, where a funeral costs below £3,000 on average, was named as the cheapest place to organise a funeral in the UK.
Swansea, Stockport and Belfast were also cited as places where funerals could be arranged for an average of £3,100 or less.
James Dunn, of Beyond, told the newspaper that “a lack of transparency” within the market is one of the major factors behind the price rises. However, he added that the families of those who pass away don’t always do the right things to find the most affordable solution.
“A disinclination to shop around is resulting in mourners, who are often vulnerable, paying over the odds,” he stated.
For example, direct cremation is one of the most affordable options. It doesn’t include a funeral service before the cremation, and therefore reduces the costs that mourners have to meet. This kind of cremation is typically carried out just a few days after someone dies, which means it’s also quicker because there is less to organise.
You can choose whether you’d like to receive the ashes in an urn, to be scattered at a time and place that suits you and the rest of your family.
It’s important to talk to your loved ones about what you’d like to happen in the event of your death, because this can make the funeral planning process much easier.
However, the Express recently highlighted research which found that one-third of Brits are uncomfortable talking about death and what they’d like to happen at their own funerals.
As a result of finding it difficult to talk about, many are failing to plan financially for a funeral. The survey found that 80 per cent didn’t have any savings for a funeral. What’s more, only 27 per cent of those questioned had written a will, and even fewer had nominated a lasting power of attorney.